• Here’s Why Mortgage Rates Are What They Are Right Now,KCM Crew

    Here’s Why Mortgage Rates Are What They Are Right Now

    If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n

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  • The Case for Putting 20% Down on Your Next Home,KCM Crew

    The Case for Putting 20% Down on Your Next Home

    If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway.So, why are

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  • El argumento para poner un 20 % de pago inicial en su próxima casa,KCM Crew

    El argumento para poner un 20 % de pago inicial en su próxima casa

    Si planea comprar su próxima casa pronto, probablemente haya oído la antigua norma de ahorrar un 20 % para el pago inicial.La verdad es que, normalmente, no hace falta. Muchas opciones de préstamo permiten a los compradores calificados poner mucho menos. Pero muchos compradores habituales eligen pon

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